Integrate Your Software
To Sterling's Platform

Sterling API enables a variety of options for customized solutions

Sterling API offers the highest security and most flexibility.

Build your application to suit your customers' needs and let Sterling handle the payment processing part. All you need to do is integrate to our API.

Sterling API is a direct interface to Sterling Payment Technologies, allowing you to:

  • Securely process payments over the Internet and leverage a variety of options for a customized solution

  • Accept any of the following methods of payment through your solution: American Express, Discover, Diners, JCB, MasterCard, Visa, PIN debit, EBT and gift card

  • Support NFC/contactless payments

Sterling API is EMV-capable.*

Integrate your payment application using your choice of PIN pad to deliver an EMV-compliant
solution and mitigate fraud for your merchants.



Sterling API Features & Benefits

  • Tip processing capabilities for EMV retail and restaurant transactions

  • Duplicate Transaction Checking functionality to prevent duplicate authorizations and protect your cardholders' open-to-buy

  • Backwards compatible - even as we release new features and functionality, everything that worked will continue to do so

  • Ideal for processing payments for retail, restaurant, e-commerce and mail/phone orders

Use Sterling's Customer Vault to securely store cardholder data. Reduce your exposure to fraud risk and enhance your compliance efforts by allowing us to safeguard your data.

Customer Vault

Use Sterling's Customer Vault to securely store cardholder data. Reduce your exposure to fraud risk and enhance your compliance efforts by allowing us to safeguard your data.

Using a unique ID in lieu of the account information, eliminate data entry errors while quickly processing future payments. Take advantage of the Vault's Recurring Billing feature for automated payments by setting up recurring schedules.

Store as many accounts as needed for each of your customers.

Encryption

Sterling Payment Technologies' highest priority is the protection of our merchants' business and the security of their customers' credit card information. Sterling uses point-to-point encryption (P2PE) technology to protect sensitive cardholder information during the authorization and approval process. Combine our P2PE feature with our Customer Vault for a bulletproof solution.

Use your own hardware device or one of our Sterling-certified devices to encrypt cardholder information at the Point of Interaction (POI). Your hardware device must support TDES. Test and Production keys will be provided.

Fraud Protection

Manage your fraud risk by taking advantage of Address Verification and Card Security Code Verification. Evaluate response codes on approved transactions to identify potential fraud.

Testing Certification

Sterling Payment Technologies offers developers an integration environment for testing and certification. Our white-glove service offers direct access to a subject matter expert who can answer all your questions about payments processing, supported industries and integration to Sterling API.


If you're a merchant
and want to learn more
about the benefits of
processing with Sterling,

click here.

If you're a developer,
click here
to find out about
Sterling's payment
integration services.