Sterling Payment Technologies is one of the most innovative and service-oriented card processors in the electronic payment industry today, providing affordable, secure payment processing.
Process credit or debit cards with Sterling Payment Technologies for competitive rates, fast processing, high security standards, value-added products and a user-friendly online portal
Sterling Payment Technologies offers exceptional customer service, cost savings, security standards, multilingual support and custom applications for retail, restaurant, online, petroleum and mail/telephone order businesses.
Convenient, secure, fast and user-friendly, Sterling Payment Technologies' online portal, SNAP, is your one stop for reports, resources and custom tools.
Sterling Payment recommends steps to prevent credit card fraud for card-present and card-not-present transactions. If you suspect fraud, get a Code 10 Authorization.
Sterling Payment Technologies offers affordable payment processing, fast transactions, custom applications, outstanding customer support, data security, risk management, money saving benefits and value-added products.
Sterling Payment Technologies offers its ISOs and sales agents the best income potential and the fastest residual payments in the card processing industry.
Our sales agents commend Sterling's excellent payment processing help desk support, assistance and quick responses to provide merchants with accurate information.
Convenient, secure, fast and user-friendly, Sterling Payment Technologies' online portal, SNAP, is your one stop for access to reports, resources and custom sales tools.
Point of Sale (POS) dealers and resellers will earn more partnering with Sterling Payment Technologies through residuals and commissions on business products and services.
With Sterling's EZpay program, you make more sales and increase profits. EZpay offers flexible, customized payment options for your merchants.
Sterling Funding offers one of the lowest factors in the processing industry, approval within 48 hours and money for emergencies in a week or less.
Sterling Payment Technologies offers unique programs and services to beat the competition, including residuals on all transactions, gift card programs, in-house funding and merchant referrals.
Sterling Payment's referral partners receive immediate financial rewards. Merchant services include payment processing, competitive rates, 24 hour support, and highest security standards.
Sterling Payment brings latest payment processing technology to small and regional businesses affordably, including integrated ECR, virtual terminal, rewards and gift card programs.
Sterling Virtual Terminal allows you to process credit and debit cards from any Internet-ready computer.
Sterling offers a one-stop solution for creating starter or custom gift card programs. Several card designs available with low quantities available. Includes marketing kit.
ExpressLane PLUS is an integrated electronic cash register (ECR) with web-based business reporting and management tools.
Sterling Advantage gives you access to productivity tools, discounts and services to help you save money and manage your business more efficiently.
Sterling Funding is a source of working capital for your business that has flexible credit guidelines, fast approval and cash in less than a week.
Sterling Rewards is an automated rewards program easily tailored to meet your business needs. Easy to set up and use. Increases sales, customers and profits.
Sterling offers PAYware Mobile by Verifone. Merchants can accept secure credit card payments using their iPhones. Perfect for home repair, tradeshows or art shows.
Get cash for equipment or services with Sterling?s EZpay third-party billing system. Payments are automatically deducted in small increments from your daily credit card sales
Sterling Payment is PCI-compliant and offers the highest security with state-of-the-art network protection, advanced encryption technologies, and precautions for processing, transmitting and storing card data
Sterling Payment recommends steps to prevent credit card fraud for card-present and card-not-present transactions. If you suspect fraud, get a Code 10 Authorization
Sterling Payment Technologies is part of the PCI Security Standards Council and follows 12 specific security requirements, including firewall configuration and protecting/encrypting stored cardholder data
Build Your Career at Sterling Payment Technologies
Sterling Payment Technologies is one of the most innovative and service-oriented card processors in the electronic payment industry today, providing affordable, secure payment processing.
One of the most knowledgeable and experienced group of payment processing industry professionals leads Sterling, setting the highest standards and goals for the company.
Sterling Payment Technologies has developed strong value-added strategic partnerships with some of the leading providers of products and services to the electronic payment industry.
According to a recent report, Discover Financial Services took home the No. 1 spot when it comes to having a secure website for merchant services.
Protecting consumers' credit card information is one of the most important ways that businesses can run operations smoothly.
According to many industry experts, the moves made by federal regulators to increase credit card processing protection has been positive but more should be done.
A recent conference gave those in the credit card processing industry the chance to come together and discuss relevant topics to improve business operations.
Customers at Bank of America will be able to sign up for three new credit card programs that give added travel rewards.
A new mobile credit card processing solution will make its services available to users of Blackberrys.
MasterCard is hoping to take advantage of a growing market with the introduction of a new mobile payment system, according to a recent release.
Some of the biggest names in technology are working to increase market shares of the growing mobile payment sector. One of the most aggressive of these firms has been Google with its Google Wallet system.
A major technology company recently announced that it had created a brand new mobile payment platform, hoping to take advantage of an increasingly popular merchant services trend.
Overall credit card spending fell sharply during the first two month of 2012, according to recently released figures from the Federal Reserve.
There has been some debate within the merchant services industry as to how secure mobile payments are when it comes to protecting data.
U.S. consumer spending rose in March following the largest gain since August 2009, concurrent with rising incomes, according to Commerce Department numbers.
The PCI Security Standards Council has revised its point-to-point encryption (P2PE) standard, which is used to protect payment card information so that it will not be exposed to merchants during transactions involving mobile phones.
First Data has detected an increase in trolling, in which hackers test networks for remote access into open or poorly protected point-of-sale systems, with their chief target being smaller, Level 4 merchants that process less than 1 million transactions annually and are largely non-compliant with the PCI Data Security Standard.
The FBI stressed four steps for thwarting wire fraud including training tellers and call center representatives to ask for full account numbers, authenticate transactions with challenge questions, and always request multiple contact numbers before clearing any funds transfer.
Many companies in the retail, hospitality, and field services industries want to move toward using mobile point-of-sale systems (mPOS), according to a Motorola Solutions survey.
Representatives from Home Depot and AMC Entertainment have expressed their dissatisfaction with the way in which Visa and MasterCard have approached the rollout of the EMV chip-card standard in the United States.
One of the biggest topics of debate in the merchant services industry is whether to use signatures or personal identification numbers (PINs) to validate purchases on credit cards.
One of the leading mobile credit card processing companies has experienced a major increase in payment volume during March.
Near field communication (NFC) is one of the fastest-growing trends when it comes to emerging payment processing technology.
The largest credit card company in the world recently announced that it would be introducing a mobile payment system in Europe in the fall.
While some have become accustomed to using mobile payment terminals to pay for items at retail stores, not many have been using the system to pick up checks at restaurants.
More and more consumers are using prepaid cards, signaling a major shift in the payment processing and merchant services sector, according to industry experts.
Ensuring that customers credit and debit card information is protected is one of the most vital parts of running any business successfully.
A recently released Pew Research Study revealed that by 2020, mobile credit card processing will represent the majority of transactions.
Credit card payments rose during 2011 from the previous year, according to the recently released Nilson Report.
News surfaced at the end of March about a security breach in of payment processing company Global Payments' server.
Ecommerce shoppers are spending more of their disposable incomes at web-based stores and using a variety of devices when browsing, a report by WorldPay revealed.
According to many industry experts, mobile credit card processing is likely to replace traditional cards and cash as the primary payment method over the next several years.
New Jersey is in the process of implementing a law that would give the state rights to unused balances of inactive gift cards.
Google has recognized that it has a problem - its mobile internet speeds aren't fast enough to load pages as requested by consumers using their smartphones.
Social sharing site Pinterest does more than drive traffic to businesses' ecommerce sites, it also drives sales through their online credit card payment processing terminals.
Ecommerce sales in emerging markets, especially China and India, are expected to surge in the next few years.
MasterCard recently announced the release of its new mobile payment platform, which makes it easier for consumers to complete online credit card payment processing in the still-growing ecommerce sector.
Retailers have been enhancing their ecommerce efforts to meet the needs of shoppers who are increasingly turning to the web for purchases, but there is still room to improve, according to a recent study by Innotrac.
Mobile commerce is already experiencing investment, traffic and revenue growth even if mobile payment technology doesn't proliferate for a few more years
Gucci stores in the U.S., Europe and Asia will soon be outfitted with innovative mobile point-of-sale credit card terminals.
As an incentive, the motel chain is offering lodgers promotion gift cards valued at $50 if they register for the promotion and stay at Best Western hotels three separate times.
Retailers and customers who have decided to adopt EMV-chip cards before MasterCard and Visa's adoption deadlines can learn best practices from countries that have already adopted, according to ISO and Agent.
A recent study by the Pew Internet & American Life project found that the majority of consumers expect to be able to pay with their smartphones instead of cash within the next eight years.
The growing popularity of smartphones and other mobile devices has forced many retailers to adjust their business models.
Amazon recently announced its new trade-in program which allows customers to turn in their old music CDs, video games and DVDs for Amazon's custom gift cards.
High-end department store chain Nordstrom has been one of the most aggressive brands in developing online platforms, according to The Bulletin.
Consumers are spending more with their mobile devices - and iPad users seem to be spending the most, according to a new report by RichRelevence.
Merchants with web-based stores or multichannel efforts might not be earning as much revenue as possible from online credit card payment processing if they are making common mistakes.
Attendees of the 2012 London Olympics will be able to use contactless payment systems at vendors' credit card terminals, according to Point of Sale News.
Sterling Payment Technologies, LLC, (?Sterling?), a leading payment processor providing a complete range of merchant services, has secured a major new credit facility from Comerica Bank, one of the nation?s largest business banks.
Retailers might soon see the standards and card presence they have been waiting for before implementing EMV-enabled technology.
The latest reports on prepaid card use indicate that consumers are warming up to the payment method. In 2011, prepaid card use increased 18 percent, according to Bloomberg.
The latest SpendTrend report shows that all electronic payment methods were up last month, while check use continued to fall.
In order to survive what Retail Customer Experience calls "digital Darwinism," stores will need to adapt their business models to meet the needs of connected consumers.
After deploying mobile credit card processing, luxury department chain Nordstrom has seen a 15.3 percent increase in retail sales.
To promote mobile credit card processing technology, Google has adopted a system that includes travel cards, gift tokens, loyalty schemes, gift cards and prepaid cards, according to The Register.
Merchants are afraid of this shopping revolution, which demands highly-informed service and price transparency, but they need to play to their strengths instead, according to Venture Beat.
Mobile payments may still be a few years away, but there are numerous studies showing the technology will soon become an important part of the payments infrastructure.
Every week, developers release new innovations that promise to be the next big thing and further muddle the pool of contenders, making it hard to establish a frontrunner, let alone a winner.
Chicago commuters can now make quick and easy mobile payments when they leave their cars in one of the 14 Chicago Transit Authority (CTA) parking lots.
EMV chips are a looming reality for bankers, merchants and consumers in the U.S., but most are still uncertain about what standards to expect.
Virtual gift cards currently account for 4 percent of all gift card sales, but they are gaining popularity and could become a more popular option in the near future, according to a study by First Data.
Google plans to sell $10 Starbucks gift cards for $5 on April 4 to promote its daily deal site, Google Offers.
The fashion apparel and accessories industry is one of the fastest growing sectors as the result of a successful transition into ecommerce
Atlanta-based credit card processing company Global Payments was recently the victim of a security breach that could leave approximately 50,000 cardholders vulnerable to fraud loss.
Most businesses now accept debit and credit cards, making it easy to pay without cash. Through ecommerce, customers can buy merchandise through a virtual credit card terminal without ever seeing a vendor.
Even though mobile payments aren't predicted to take off for the next four to six years, according to Into Mobile, some businesses have already seen the innovative method gaining traction.
Major credit card brands MasterCard, Visa and Discover have aligned their goals for EMV-chip technology adoption, which could spur merchant adoption and provide consumers with secure mobile credit card payment processing sooner.
Nearly half of adults in the U.S. now own smartphones, according to a Pew Research study.
Consumers are coming around on mobile payments, according to a new study by American Express.
Illinois became the first state to sell lottery tickets online last Sunday.
Two Pennsylvania universities are ahead of the curve for near field communication (NFC) adoption. Shippenburg University and Villanova have initiated pilot programs to test NFC technology in dining halls and dorms.
A new study by American Express found that 52 percent of young consumers aged between 18 and 24 are willing to try new payment technology, such as near field communications (NFC).
MasterCard recently released a survey by Harris Interactive showing that consumers are ready for innovative payment methods at mass transit systems
Bay City Public Schools in Michigan are the latest to join a rank of public schools that are offering students and parents the convenience of online credit card payment processing for buying lunches, according to M Live.
Google recently announced that it may be rethinking the strategy for its digital wallet after disappointing adoption rates.
Consumers continued turning to hotel websites and online travel agencies in every quarter last year, according to the TravelClick North American Distribution Review (NADR).
Many brick-and-mortar retail stores are investing in multichannel strategies to capture sales from consumers who are increasingly turning to ecommerce to inform their shopping, but it's beginning to look like Wal-Mart was too late.
Mobile payment technology is predicted to take off and stakeholders have been developing the smartphones and point-of-sale terminals needed for the transactions, but consumers are still not on the bandwagon, according to results from a Direct Response Forum Merchant Survey.
Many businesses are celebrating store openings with promotional gift card giveaways to consumers
The introduction of technologies, such as online credit card payment processing, may be persuading U.S. consumers to transition more easily into a cashless society.
To promote the online retailer Amazon's daily deal site, AmazonLocal, the company is offering consumers half-off custom gift cards.
Before consumers and retailers see a drastic change in the way products and services are paid for, they may be more likely to see innovative versions of what they're already familiar with.
Credit card fraud and identity theft are still a major concern for consumers, according to a recent Federal Trade Commission (FTC) report.
As credit and debit card cards teeter on the edge of being integrated into virtual wallets, more retailers and restaurants are following suit and transitioning their gift card programs.
Customers who are eager to upgrade from the iPad 2 to the latest version may be in luck. To compete with other trade-in programs available through online retailers - such as eBay - Apple has developed the Reuse and Recycling Program.
As consumers move closer toward a cashless society, even nonprofit organizations are making charitable donations with plastic
While online shopping is spreading to social media and mobile phones, internet retailer Amazon is bringing the same convenience to the sky
Recently, credit card companies have rolled out cards that implement social and ecommerce strategies to offer consumers updated incentives
A mobile shopping application that rewards consumers with points for visiting participating merchants recently announced the success of its Black Friday 2 experiment that produced double-digit gains for in-store foot traffic.
According to a recent announcement, TheClymb.com - which offers flash sales on active outdoor gear - has gained more than 1 million members
In spite of developing mobile commerce, consumers still prefer making purchases through more traditional ecommerce sites, according to a report by Nielsen.
Instead of being threatened by mobile commerce offerings, some retailers are finding ways to integrate them into a successful business model.
It is fraud prevention month in Canada, and to create awareness about potential security weaknesses, the Canadian Anti-Fraud Center and credit card giant MasterCard have released best practices for preventing and reporting scams.
Using coupons could become even more convenient with a new system that links them directly to users' credit cards.
While some retailers worry that mobile commerce will threaten brick-and-mortar stores, there are some that have leveraged the technology to offer an enhanced, multi-channel shopping experience.
As consumers get used to the idea of making credit and debit card payments with their phones, the idea of virtual gift cards may not sound as strange.
Retailers and consumers have an important decision to make when it comes to accepting PIN or signature authentication.
Sterling Payment Technologies? President and CEO Paul Hunter today announced that Gary T. Staub has joined Sterling as Chief Sales and Marketing Officer.
While some have predicted that this will be the year of near field communication (NFC) adoption, there are still a number of road blocks slowing the process.
Retailers are currently faced with the challenge of finding a way to bridge the online-offline shopping gap that has developed as consumers continue research online to buy offline (ROBO), according to Search Engine Watch.
A study recently announced that sales of handheld point-of-sale devices are expected to reach $3.1 billion by 2018, up from $1.1 billion in 2011.
Even if customers are accumulating frequent flier miles and cash back rewards already, paying with plastic could present them with a number of benefits they didn't know were available
A new study suggests that growth in ecommerce is likely to be driven by other commerce trends, such as social and mobile.
n fact, research from NPD In-Stat shows the number of mobile payment processing transactions could reach 9.9 billion by that time.
Consumers in the U.S. could spend up to 50 percent more online by 2012, a report by Forrester Research predicts.
This week at the Mobile World Congress, payment providers, credit card companies and product developers came together to discuss innovations that could change the way consumers complete transactions in the future.
Mobile payment technology, which has been promoted as a way to improve the convenience and efficiency of payments, may have a more altruistic purpose.
Gas stations could see an increase in credit card processing as consumers find that they can offset increasing gas prices with rewards programs offered by card companies
Last year, card issuers and financial institutions issued 14 percent more new cards to consumers, bringing the number up to approximately 42.3 million, according to TransUnion.
Many major credit card companies are partnering with mobile carriers this week at the Mobile World Conference
The amount of payments processed grew 11 percent to $994 billion in 2011.
Last year, over half of Americans bought something online, spending more than $200 billion collectively through online credit card processing services, and that number is expected to grow
In an effort to promote the adoption of mobile and contactless payment technology, Visa has announced the release of a new service that will make it easier for consumers to use smartphones as a wallet.
QR codes are a cheaper option to near field communication (NFC) mobile payment technology, but they might also be riskier
Attendees of the 2012 Olympic or Paralympic games will get to test drive mobile payment technology before it becomes common in retail stores worldwide.
Experts from the Payment Card Industry Data Security Standards (PCI DSS) council advise retailers to make the most of the security and not to put off adoption.
To make prepaid credit cards more appealing, some issuers are offering customers better incentives.
Online retail sales pushed $50 billion for the 2011 holiday season, driving ecommerce up by 14 percent, but a recent study revealed new information - that consumers spent the most early on in the season.
Trends for retail sales growth all point toward the personalization of ecommerce
Buying a lotto ticket could be as easy as clicking a button from the comfort of home if the state of Illinois moves forward with a new program.
A study shows that consumers are generally satisfied with the service they are getting from online retailers.
Barclays recently launched a mobile app that would allow customers to send and receive money via mobile phones, but questions have been raised about the service's security.
Many businesses have already established an online presence and allow shoppers to complete transactions through a virtual credit card terminal.
Verizon Wireless has announced a nation-wide program that offers customers a promotion gift card when they bring in old mobile phones, tablets and accessories.
A study by Retail Info Systems (RIS) reveals that over half of merchants are in the process of deploying new retail technology in stores - 28 percent of merchants are already testing out tablets and another 31 percent are planning to carry out trials this year.
A study by the National Retail Federation (NRF) and KPMG reveals that for the first time, retailers are more concerned with improving online offerings than those in physical stores.
Security experts for the Payment Card Industry Security Standards Council (PCI SSC) remind retailers that PCI security compliance should be considered before implementing mobile payments in stores.
Reports from the Department of Commerce revealed that retail sales did not increase as much as economists predicted because of decreasing automobile sales.
Despite disappointing automobile sales, consumer spending between December and the end of January increased by 0.9 percent.
The emergence of new prepaid debit cards and improved offerings could lead to increased sales this year, according to an analyst for consultancy firm R.K. Hammer.
Girl Scout troops across the country are offering convenient mobile credit card processing to boost fundraising efforts.
Discussion at the Smart Card Alliance 2012 Payments Summit centered around the future deployment of EMV chip technology and mobile payments.
When retailers make the leap into ecommerce, they should consider a multi-channel system.
According to analysts surveyed by Marketwatch, retail sales are predicted to surge forward in the month of January.
A sinking unemployment rate, increased retail sales and growth in the auto industry indicate a strengthening economy in the United States.
Some ecommerce businesses have experienced success by offering customers product subscriptions on their websites.
According to a Digitas survey, consumers are becoming more comfortable with spending money on social networking sites by using online credit card processing services.
The National Retail Federation's (NRF) 2012 Valentine's Day Consumer Intentions and Actions survey estimates that the average consumer will spend 8.5 percent more than they did last year for the holiday.
The amount of payments processed grew 11 percent to $994 billion in 2011.
Predictions this year have indicated that social commerce is set to take off.
Retailers might be able to outfit stores with mobile credit card processing equipment sooner than expected following news that Visa has launched a line of mobile services.
The Federal Reserve recently released a consumer credit report for the month of December that could signal a recovering economy.
Implementing the simplest strategies can help businesses complete complicated tasks like meeting PCI compliance standards.
In 2011, online retail merchants experienced a 13 percent increase in sales from the previous year.
Mobile payments and near field communications (NFC) technology are payment options that are predicted to make it into stores within the year.
The leading credit card company in the world recently announced that it had reached a major milestone when it came to the number of chip-enabled credit cards.
As the 2012 presidential campaign gets underway, candidates from both parties are working hard to increase the number of donations received.
According to one industry expert, independent service organizations (ISOs) need to do more to help clients comply with the standards of the Payment Card Industry.
The second largest credit card company in the world announced that it saw an increase in spending during the fourth quarter of 2011.
These days, credit card companies are changing the technology behind their cards, getting rid of the magnetic strip in favor of a chip-based system.
A leading credit card firm recently announced that it was launching a brand-new tool for its existing iPad program that will give customers another way to learn.
According to the trade publication, Pizza Market Place.com, fueled by solid same-store sales and traffic results and a bullish outlook among restaurant operators, the National Restaurant Association's Restaurant Performance Index (RPI) rose sharply in December.
According to some in the industry, creating a secure payment environment in the cloud is possible, despite some concerns that using the online-focused method may be less safe.
One of the largest credit card companies in the world stated recently that total spending had increased, according to an earnings report.
Some of the largest technology firms in the world recently came together in order to reduce the number of phishing scams that steal credit card numbers.
Mobile credit card payments are becoming more and more popular these days, with merchants hoping to make the credit card terminal system easier to use.
According to many industry experts, Independent Service Organizations (ISOs) must find the right niche in order to remain viable in a changing marketplace.
A major credit card company in the world recently unveiled a new mobile payment program that allows smartphone users to perform transactions through their devices.
At one recent industry event, those in attendance were shown just how easily credit card information could be stolen by sophisticated criminals.
A major banking institution recently announced that it had ranked highly in a recent report of credit card and insurance providers.
One of the most prominent members of the music industry recently announced that he would be cutting the fees for users of his prepaid card following competition from other celebrities.
A government agency is looking into the security of mobile payment systems as the transactions become increasingly more popular.
Following the passage of the Durbin Amendment, which capped the amount financial corporations could charge merchants for debit card processing, many retailers were looking forward to saving considerable money.
A brand new mobile phone application was recently launched onto the marketplace in an effort to improve the shopping experience for both merchants and clients.
A recent report highlighted the increasingly prevalent threat of a cyber attack on government agencies and private institutions.
The Accommodation Association of Australia recently alerted customers regarding a credit card fraud scheme involving hotel telemarketers.
The transit system in one Pennsylvania community will soon be giving members the ability to pay for services using a whole new method.
According to many industry experts, 2011 saw an increase in the total amount of venture capitalists' investments in mobile payment technology.
Relatively new regulations, that went into effect in April, have caused taxicab drivers in San Francisco stress due to the increased fees involved.
One of the largest credit card firms in the country made headlines recently after it announced positive earnings during the fourth quarter of 2011.
Payment Card Industry Data Security Compliance (PCI-DSS) is a vital part of many sectors, as the standards can go a long way in making sure credit card information is secure.
One of the largest retailers in the country recently made headlines after announcing that it would be suspending talks to sell its credit card portfolio.
Some small business owners are looking to new resources to save money on merchant services fees to better compete with larger companies.
One of the largest online shoe sellers in the country recently made headlines after it experienced a major data breach, exposing consumers' credit card information and billing addresses.
Those in charge of the conference said the gathering would help professionals understand a shifting marketplace.
Taxis in Minneapolis will be forced to accept credit cards in the coming months after the city council approved a new merchant services measure.
While some have been able to use credit cards in a responsible way, many consumers have found themselves deep in debt and difficult to pay back the balances. It's for this reason that some financial expert have touted prepaid debit cards.
Industry data security standards, despite their acknowledged importance, are being overlooked by many merchants.
The second largest credit card company in the world recently made headlines after offering customers the chance to be featured with some of the most famous singers in the United Kingdom.
Countless people throughout the United States and beyond received gift cards this holiday season from either friends or family members, giving them the option to redeem the store credit for items of their choice.
Following a devastating cyber attack that exposed thousands of people's credit card information, the Israeli government has announced that it would be taking action to retaliate.
People around the country have been targets of credit card thieves, many of whom take advantage of merchant's unsecured data storage methods.
Perhaps one of the most frustrating aspects of running a small business is complying with different industry guidelines.
An online reservation firm recently made headlines after it came to an agreement with MasterCard to give cardholders new benefits.
A major credit card company and stock exchange recently came to an agreement with Weight Watchers International to give employees access to a health program.
One of the most popular ways for small business owners to compete with larger competition is by implementing mobile credit card terminals.
Sterling Payment Technologies, a national leader in the payment processing industry, has been selected by Business Solutions Magazine (BSM) as one of the Best Channel Vendors for 2012.
Online sales rose on both Christmas Day and the day after compared with last year, and more of those sales were made on mobile devices than in 2010, according to IBM's Benchmark survey of 500 major online retailers.
It is expected that mobile phone-based payments will not catch on significantly for another two to four years, according to a recent KPMG study.
More consumers purchased gift cards this holiday season for friends and loved ones, giving people the ability to redeem them for products and services.
According to one recent report, online shoppers were looking for more during their digital commerce experience.
Though many consumers adopted mobile payment methods during 2011, some experts say that the industry is progressing slower than they would like.
One of the largest telecommunications companies in the world made headlines recently after plans surfaced indicating it would begin charging consumers for using credit cards either on the phone or online.
One of the largest online merchant services companies recently stated that it would be testing new strategies in Sweden to help users adopt mobile payment methods.
Motorists filling up at Chevron-owned gasoline stations will soon have a new, faster way to pay for fuel.
A recent forecast predicts that over the next few years, consumers will adopt debit cards more widely in the future.
The South Korean government is hoping to better regulate the credit card industry to help keep consumers out of debt.
U.S. retail sales climbed 4.5 percent last week compared to the same period last year as consumers bought last-minute Christmas gifts and exploited chains operating for longer hours.
Retailers' holiday sales growth could extend well into next month due to a renewal of demand for gift cards.
One of the most popular movie websites recently made headlines after it came to an agreement with PayPal to give consumers the chance to pay with mobile devices.
While some of the largest companies in the world have gotten behind mobile payment systems, recent studies have revealed that some consumers may be more hesitant.
There are a large number of small businesses that don't accept credit card payments due to high merchant services fees.
A major credit card company recently announced that it had increased profits during the fourth quarter of the year.
Sterling Payment Technologies announced today it is certified to offer two Casio electronic cash registers (ECRs) in conjunction with the PAX SP30 payment terminal to give merchants a proven and powerful integrated payment solution.
Online retailers recently set a new record for sales during the week ending on December 18, totalling $6.28 billion, according to digital tracking company comScore.
A major player in the credit card industry is making headlines after trying to enter new markets and attract a different consumer base.
Many credit card firms have been giving added services to consumers, putting them in touch with commerce experts who are knowledgeable about the shopping season.
A new program will allow church-goers in a Georgia community to make donations via their smart phones.
More and more customers have been jumping on the ecommerece bandwagon, scooping up favorable deals using online credit card transactions.
Many in the merchant services field say that younger generations are shying away from credit cards in favor of debit.
Some of the largest credit card firms in the world recently stated that the number of loans being taken out by customers has increased as of late, leading many to believe that better days are ahead for merchant services companies.
Many credit card customers who took part in an online survey said that they were concerned that data could get into the wrong hands when it comes to online credit card payments.
A report from consulting agency Gartner revealed that nearly one in five businesses surveyed had not met the standards of Payment Card Industry (PCI) compliance, despite added pressure to meet the requirements.
A major issues for some retailers accepting credit card payments is the fees charged
The major companies in the mobile payment sector are stepping up efforts to become the dominant players in the marketplace.
The threat of fraud during online credit card processing is a major concern to shoppers across generations, according to a recent survey.
The majority of consumers recently surveyed said they would be more likely to adopt mobile payment systems if security concerns were addressed.
Keeping credit card data safe and secure is one of the most important issues for any merchant these days.
The number of merchants storing unencrypted data is on the rise from last year, according to one recently released study.
One sector that has been able to see major benefits from mobile credit card processing has been nonprofit agencies, which can now utilize the technology for fundraising efforts.
Consumers spent more with card payments in November than during the same period last year, according to one recent report.
One of the best ways retailers are able to attract new customers is by giving out promotional gift cards and offering rewards for spending money at their locations.
Credit card companies may have a hard time taking in the same levels of profits they did prior to the recession, according to some industry insiders.
Among the latest trends in the merchant services industry is giving consumers the ability to make payments through applications on their mobile phones.
One of the largest financial institutions in the world recently made headlines after it was revealed that it would no longer be issuing credit cards at credit unions.
According to one recent report, the independent sales organization model is gaining popularity in Canada.
Recent data breaches have raised concerns with some merchant services experts regarding the effectiveness of the Payment Card Industry Data Security Standard.
According to many merchant service industry experts, while the economic collapse of 2008 resulted in a drop of consumers using credit, in recent months the payment method is gaining popularity.
One of the largest credit card companies in the world recently made headlines after it invested in a mobile banking technology firm.
Retailers who have implemented near field communication terminals will soon be able to give a record of the transactions to consumers in a new way.
In 2010, private label credit card spending reached a total of $183 billion, down from the year before, according to a recent report.
A recent forecast from Javelin Strategy and Research found that consumers will increasingly rely on online merchant services when making purchases with credit and debit cards.
The number of customers for one major credit card company reaping rewards rose during the third quarter, as more consumers and businesses take advantage of programs.
During the holiday season, many people find that giving money to charities makes them feel better about themselves and also helps worthy causes in the process.
Residents in Dubai will soon have a brand new option when it comes to paying for items with credit cards.
One of the largest coffee chains in the world recently announced that it would be introducing a new mobile phone application in Europe to help customers pay for items more easily with devices.
A recent survey asked international customers how often they used mobile payments and similar technology to engage in merchant services transactions.
According to one recent report, more people paid for items using credit cards during Black Friday compared to last year, with more stores relying on merchant services.
Retailers saw positive results during Cyber Monday, with more customers taking part in merchant services through mobile phones than last year.
One of the biggest ways that credit card companies try to increase revenues is by targeting college students with special offers.
More people are using credit cards than in the recent past, according to one recently published industry report.
One of the biggest headaches for some consumers is the lack of credit card terminals inside taxi cabs.
With the holiday season coming up, many credit card firms are increasing the level of rewards they give customers, hoping to encourage more merchant services-related activity.
One of the biggest technology companies in the world recently received a patent that it could use for merchant services with near field communication technology.
One way that some credit card firms work to protect data is by inserting chip technology into plastic card products.
Thanks to emerging technology, merchants everywhere have been able to give consumers new ways to pay for items in stores.
One of the most vital ways that businesses of all shapes and sizes can better compete with other firms is to sign up for the most advantageous merchant account service. However, knowing what signs to look for will help avoid the potential pitfalls that often accompany the process.
Thanks to the announcements from many financial institutions regarding new charges for debit and other services, many people around the country have been moving their money to community credit unions.
Having the right credit cards on hand has long been an important factor in how successful entrepreneurs are going to be in the long-run. Signing up and qualifying for the proper programs can sometimes be the difference between growing a business over the years or being forced to fold.
The amount of late payments to credit card companies has decreased recently, suggesting that consumers are becoming more stable after many months of struggling financially.
One of the biggest topics of debate when it comes to credit card security is the issue of the public cloud and whether or not enough can be done to protect data.
A major credit card security breach was recently uncovered by authorities in New York, after the alleged criminals used skimming machines to steal information from restaurant-goers.
Sterling is proud to announce the release of our new proprietary virtual terminal (Sterling VT). Sterling VT allows merchants to process credit card transactions from any Internet ready computer. While Sterling VT is one of the most inexpensive virtual terminals on the market today is also has a variety of important features.
One of the leading technology companies in the world is hoping to take advantage of the increasing popularity of mobile credit card payments.
Sterling's annual ISO sales conference will be help from January 12 through the 14 in Tampa, Florida. For more information contact isosales-all@sterlingpayment.com or visit www.sterlingpaymeent.com/salesconference
A recent survey revealed that significantly more people are using their mobile devices to research and buy gifts for the holiday season.
One of the most well-known charities recently made headlines after announcing that it will be able to accept credit cards for the first time in its 120 year history.
According to many industry experts, ISOs and agents can help assist clients by offering them resources that will make complying with the Payment Card Industry data security standards easier to comply with.
Shoppers at Target stores will soon get the chance to pick up a brand-new item when browsing through the aisles of the stores - credit cards.
The leading credit card security organization recently stated that it would be putting its focus on cloud computing, risk management and ecommerce following a recent vote by members on November 15.
Two of the biggest companies in the world recently signed a partnership to improve online payments and help consumers keep information more secure.
Thanks to emerging technologies, many stores have been ditching the traditional cash register in favor of near field communication (NFC) merchant services systems.
Each Holiday Season, Sterling staff tries to help those in need by participating in a special holiday drive. Last year Sterling departments collected more than 2,000 pounds of food for Metropolitan Ministries. This year, Sterling is creating a special holiday drive called ?Jeans for Pajamas.?
With many consumers still feeling the effects of the slow economy, many retailers have begun introducing layaway programs to help customers pay for items in an installment basis.
One of the major reasons for Bank of America and other financial institutions reneging on plans to impose a $5 monthly fee on debit card users was based on major negative feedback from customers.
Companies producing mobile payment systems have been sprouting up all over the world, with some of the most ambitious entrepreneurs in the technology sector establishing firms to take advantage of its popularity.
According to many retail experts, well known chain stores all over the country have been implementing gift card programs when engaged in promotions.
One of the most successful entrepreneurs in modern history recently poured some of his own resources into a mobile payment processing company.
In honor of Small Business Saturday, a day dedicated to supporting small businesses on the busiest shopping weekend of the year, Better Business Bureau is spreading awareness and advising consumers to support the small businesses in their area.
According to some with knowledge of the credit and merchant services industry, many more people will be moving money to a credit union of some kind and out of large financial institutions.
According to one recent study, nearly half of smartphone users are open to the idea of using their devices for merchant services.
One of the largest technology companies in the world recently made headlines after giving users a rebate for trying out the new program.
More customers paid for items using credit in September compared to the month before, according to recently released data from the Federal Reserve.
Mobile payments are changing the merchant services industry, allowing retailers to accept credit card payments through properly-equipped cell phones.
While financial institutions were recently faced with caps to the fees they charge on debit cards, according to many industry insiders the payment method is still incredibly important to profit margins.
Sterling Dealer Sales Account Executive, Jennifer McMullan believes gaining the trust of her Dealer partners leads to a successful relationship for Sterling.
After a significant amount of public backlash, many of the financial institutions in the country are backing away from fees for consumers using debit cards.
One of the largest credit card companies in the world recently announced that it had made significant gains in the third quarter of the year.
Sterling Sales Account Executive turns a disaster into an outstanding opportunity with a great sales attitude.
The leading payment processing security organization recently made headlines after it announced that it would be taking comments from those in the industry.
Thanks to emerging technology, more businesses are taking advantage of an online customer base, giving them access to consumers who may have never known about their products or services.
One of the major banking institutions in the world recently announced that it had decided not to sell its retail credit cards, in a move that many believe is a positive sign for the industry.
According to many merchant services experts, getting security requirements under control is one of the most important things that any retailer can do to help ensure that credit card information is guarded.
According to a recent survey, online gift cards are one of the most popular items for today's consumers, who value the flexibility the payment method provides.
One of the fastest-growing segments in the payment processing field is the emergence of the mobile wallet, which gives consumers the chance to use their smartphones for credit card payments.
One of the biggest reasons for social media's rise in popularity are the money-saving opportunities consumers can get when engaging with a favorite brand. Many companies have given away free customized gift cards to users of the sites as a way to build loyalty.
The head of Visa recently said that the company was going to make its incetives more appealing to merchants after a new Federal Reserve rule is set to take affect requiring debit cards to have at least two card networks.
The largest credit card company in the world recently made headlines when it announced that credit card spending had increased during the fourth quarter, resulting in higher share prices.
One of the most popular gifts this holiday season will be gift cards, which give recipients the ability to purchase whatever item they want. The chance to give consumers these plastic payment methods is vital for retailers hoping to target the indecisive gift-giver.
The merchant services industry is changing rapidly as emerging mobile technology changes the traditional practice of credit card transactions at terminals.
These days, there?s increased pressure on technology providers to be all things to all people. And it likely goes without saying that there?s one word to describe this expectation: unrealistic. So, how do you bring the broadest array of services to your merchants when they are outside your business model? The answer is to partner with companies that are experts in their fields.
According to many experts, when it comes to widespread adoption of mobile payment systems, the industry should not rely on the technology until it was more widely adopted.
The credit card industry has been looking into ways to increase its customer base, giving people who don't have desirable credit the chance to partake in merchant services transactions.
When it comes to getting a clear understanding of how well a local economy is recovering from the recession, one of the best barometers is how much people are using credit and debit cards for merchant services.
Many companies in the merchant service sector hailed the implementation of swipe fee limits on each transaction.
In a recent column for Network World, writer Craig Mathias says that businesses need to make the proper security arrangements if consumer's data was to be kept safe.
Many of the leading credit card industry firms have been implementing mobile payment processing strategies, hoping that consumers will adopt the method.
One of the largest credit card companies in the world recently made headlines in the merchant services sector after it teamed up with Amazon.com to provide added services to clients.
If one decides to become involved in the independent service organization business, it requires a significant amount of planning and strategy.
According to some merchant services experts, the recent arrest of 100 people in connection to an identity theft ring in New York highlights the need for companies to add security to products.
Authorities in New York recently uncovered a major identity theft ring that stole credit card information from its victims.
The news of Steve Jobs' passing was the leading story in many news outlets in recent weeks, with tributes pouring in from all over the world.
The head of JPMorgan Chase's credit card unit is working to make the portion of the business more profitable by rolling out new products and engaging customers.
According to a recent report from FICO, many professionals in the payment processing sector believe that the number of delinquencies on credit cards will rise in the future as the recovery continues to struggle to gain momentum.
One major hospitality trade group made headlines in recent days after it came out with a new set of guidelines for those in the industry to better protect credit card users' data and achieve Payment Card Industry (PCI) compliance.
Consumers and businesses that rely on online credit card services to complete the majority of transactions want to make sure that the information provided stays safe.
In 1992, the U.S. Congress proclaimed Customer Service Week a nationally recognized event, celebrated annually during the first full week in October. ?Our customer service teams go above and beyond all year long,? said Jill Madaia-Robins, Senior Director of Client Services. ?This week, we want to thank them for a job well done.?
In a recent interview with GovInfoSecurity.com, PCI compliance expert Jen Mack says that many merchants were not following the necessary standards to keep consumer data safe.
Sterling, a national provider of payment technology and services, expects B2B transactions to be a major focus for the next five years, said Paul Hunter, president and chief executive.
According to many experts, in order for merchants to find success in the changing consumer market, they must make sure that they have the ability to use online credit card processing.
At one recent technology event in San Francisco, leaders from merchant services and other sectors came together to discuss the latest in innovation and make predictions about the future.
One of the largest credit card companies in the country recently made headlines after a major purchase of an online banking unit.
During the second quarter of the year, Discover Financial Services spent a total of $200,000 on lobbying members of the government on issues important to business operations.
A major credit card company in the United States spent more than half a million dollars lobbying members of the federal government.
Retailers in many parts of the country have been jumping on the bandwagon when it comes to using new technology in order to accept credit card payments.
A recent white paper released by one industry group points to the growing market for mobile payments in the United States, with the market expected to be worth $214 billion by 2014.
When it comes to paying for a ride in a taxi, many consumers have been told that they are not allowed to use credit or debit cards. However, while many municipalities have mandated that cabs be willing to accept them, more and more drivers refuse to accept passengers who intend to pay with cards.
One of the leading credit card companies in the world recently made headlines after it signed a deal with a major hotel company.
The United States is falling behind the rest of the world when it comes to implementing credit card with smart chips.
The fourth-largest credit card network in the world recently made headlines after it reported strong earnings numbers during the most recent quarter.
Riders on one mid-Atlantic transit service will soon be able to use a prepaid credit card when going through the turnstiles in upcoming days, thanks to a recently signed deal.
Managing staff can often be a difficult balance of enforcing rules while also giving employees freedom to perform their jobs.
DON'T BE FOOLED by sales people trying to get you to switch your processing account because only they can provide you with savings from the Durbin legislation. Sterling merchants immediately benefit from new Federal legislation beginning October 1.
A recent online survey released by LexisNexis Risk Solutions examined how fraud affects retail merchants, financial institutions and U.S. consumers, and identified the losses incurred in a fraudulent retail transaction.
A recent report from global consultancy firm Celent urged financial institutions to broaden their mobile credit card processing services to the underbanked, the Credit Union Times reports.
A recent survey conducted by Bank Technology News uncovered some of the most effective strategic moves a bank can make to ensure merchant fraud prevention, Payments Source reports.
Sterling Rewards is an industry leading rewards or loyalty program for merchants of all sizes. It is full-featured, flexible, and most of all, affordable.
The PCI Security Standards Council recently issued point-to-point encryption (P2PE) requirements, which provide vendors, assessors and merchants with implementation guidelines that are within PCI compliance, SearchSecurity reports.
According to a recent survey from incentive marketing firm Young America, prepaid reward cards are among the top incentives human resource executives deploy.
As the landscape of credit and debit card purchase technology constantly changes, businesses must work vigorously to stay up-to-date on PCI compliance, CIO Magazine reports.
PayPal will reportedly roll-out a pilot at 20 merchant locations before the end of the year to test its new technology that will allow merchants to use existing credit card terminals to accept PayPal payments, The New York Times reports.
According to David Messenger, American Express's head of online and mobile, near-field communication for mobile credit card processing is around three years away from becoming mainstream, All Things D reports.
According to AAA's Fuel Gauge Report, consumers are currently spending between 5 percent and 10 percent of their income on gas, CreditCards.com reports.
In an attempt to streamline the process of contactless chip credit card terminal adoption, Visa recently announced a plan to increase conversion rates.
According to an assessment of closed-loop prepaid cards by independent research firm Mercator Advisory Group, promotional gift card use is driving closed-loop growth.
The growth of the promotional gift card industry has given rise to alternative ways to use and purchase cards.
Residents of the village of Montgomery, Illinois, can go online to make utilities payments, pay permit fees and handle other transactions.
PCI compliance standards are updated every three years, and store retailers must become compliant with the most recent version - 2.0 - by January 1, 2012, Convenience Store Decisions reports.
According to a recent study from investment resource Morningstar, equipping a smartphone with mobile credit card payment technology may reduce brand loyalty, Payments Source reports.
PCWorld recently reported on the technological overhaul of a retail women's shoe chain called Cathy Jean which had been using archaic methods for recording sales.
According to a recent survey by the National Retail Federation, more than 30 percent of parents with college-bound children will provide them with promotional gift cards or prepaid rewards card.
Business owners who want greater control over transactions that take place at cash registers may want to invest in additional security cameras in addition to the ones they currently have to conduct surveillance.
Sitter Pals, a social network that connects parents and babysitters, recently partnered with mobile credit card processing company Square to offer a more convenient payment method.
A recent study by advertising and marketing agency Ogilvy & Mather found that consumers trust payment processing companies more than sites such as Google or Facebook for their mobile credit card processing needs, PaymentsSource reports.
Google recently acquired Motorola to provide a platform for its upcoming Google Wallet - a mobile credit card processing technology set to be released late this summer, ISO & Agent Weekly reports.
The PCI Security Standards Council's recently released virtualization guidelines provide an opportunity for significant return on investment for retail stores, RIS News reports.
Two Illinois police officers have created an incentive program for members of the public who help identify persons of interest in retail theft cases, the Beacon News reports.
According to data from an Atlanta, Georgia-based payment processing company, promotional gift card use during the second quarter of 2011 followed typical economic trends, ABA Banking Journal reports.
Visa and Google will be the first companies to unveil their mobile credit card processing products this fall, CNET reports.
Determining which prepaid reward card to use can be a difficult decision because many factors come into play.
The San Francisco Municipal Transportation Organization is current undertaking an effort to equip every one of its city's cabs with a credit card terminal, the San Francisco Examiner reports.
The Payment Card Industry Security Standards Council recently released merchant guidelines for tokenization, a data encryption method used to safeguard against account breaches ISO & Agent Weekly reports.
A number of companies have recently unveiled mobile payment processing solutions, including Google.
As mobile technology develops, payment processors are finding more uses for the technology.
A new gift card trading website called CouponTrade.com is growing in popularity, as it provides consumers with a lucrative alternative for their unused, prepaid cards, NY1 reports.
According to an annual survey conducted by the National Retail Federation, the average family will spend around $600 this year on back-to-school supplies, TribLocal reports.
Sterling Funding provides merchants with a source of capital often overlooked ? future credit card sales. The funding is not a loan; it?s the purchase of a portion of future card sales. Business owners can still be eligible even if they have been turned down by a bank.
The Retail Solutions Providers Association's (RSPA) RetailNOW 2011 drew over fourteen hundred attendees from all markets of the retail technology industry. With 134 exhibitors, attendance was up 8% over last year.
Sterling Payment Technologies has met the accreditation standards required by the Better Business Bureau for membership with the organization.
Sterling Payment Technologies has partnered with CHARGE Anywhere to release an integrated solution for QuickBooks Financial software. Merchants will now be able to process credit and debit cards directly from their QuickBooks interface.
Sterling Payment Technologies is offering its merchants twelve new gift card designs for its Quick Card Program. Sterling has one of the most affordable, flexible and full-featured gift card programs on the market today.
Sterling Payment Technologies has joined the PCI Security Standards Council as a new participating organization. Sterling will work with the Council to evolve the PCI Data Security Standard (DSS) and other payment card data protection standards.
Michele German has joined Sterling Payment Technologies as Executive Director of Marketing. Ms. German is responsible for corporate advertising, marketing communications strategy and strategic branding.
Founded in 2001, Sterling Payment Technologies, a national provider of payment technology to merchants large and small, is celebrating its tenth anniversary at its headquarters in Tampa, Florida.
Sterling Payment Technologies has been recognized by Business Solutions Magazine?s readership as one of the Best Channel Vendors in 2011, the third straight year the company has received this honor.
Stephen D. Kane has joined Sterling Payment Technologies as Senior Executive Officer, Business Development, Mergers and Acquisitions and been appointed to its Board of Directors.
Card-skimming attacks are on the rise as crooks devise simple ways to compromise payment terminals. To prevent such attacks, merchants should inspect payment terminals to check for changes in the screws or seams and ensure there have been no changes in serial numbers.
Evolve-Systems, Inc., a Sterling Independent Sales Office (ISO), has been honored with the prestigious Entrepreneur Award from the Minnesota Family Business Awards committee.
Thomas J. (Tom) McHugh has joined Sterling Payment Technologies as its Chief Operating Officer and member of the Board of Directors. McHugh brings more than 35 years of experience in technology, operations, sales, client services an administration to Sterling.
The annual Aldelo conference, held this year in Orlando, attracted dealers from across the country for two days of product previews and training. Sterling?s offerings included in-house funding for POS purchases, and the new Sterling Rewards loyalty program.
Sterling Payment Technologies, a leader in the electronic payment industry, has once again been certified as compliant with the Payment Card Industry Data Security Standards (PCI-DSS) the most stringent security requirements in the industry today.
Sterling Rewards, Sterling Payment Technologies new loyalty program, is affordable, full-featured and flexible. The program enables merchants to offer customers multiple rewards based on day of week or time of day coupled with e-mail and text message campaigns.
Sterling Payment Technologies announces a breakout enhancement to its ExpressLane Integrated ECR ?the addition of BRIDGE technnology - online delivery of detailed back-office reporting and management tools.
